It’s a duplex so the HOA only has two homes in it. The fees were designed to cover the water bill, master insurance policy, and slowly collect enough money to replace the roof every decade or two.

Unfortunately the other unit has no interest in even basic maintenance so unless we take care of everything the place slowly just falls apart. We’ve had to fight with them over every tiny repair from siding damage to a literal hole in the roof that a squirrel chewed out. They keep running an Airbnb with loud guests who throw parties despite it being against the HOA and unless we pay for our own lawyer there’s no way to actually enact the fines and stuff as laid out in the HOA rules.

We’re selling and never buying in a small HOA ever again

I had a loan like this one. Probably a plus loan. For a while the rates for plus loans eclipsed 8% and plus loans accrue interest while you are in school. So if you don’t know what you’re doing, you can take on 4 years of interest before you even start paying. Turns a $20k loan into a $30k loan before you even graduate. Plus loans recapitalize interest whenever they come out of deferral so you actually pay interest on the interest as well. So by the time you pay the loan off that is then $41k in total payments for what was originally a 20k loan

Do this 4 times for each year of undergrad and you’ll have 164000 in total loan payments over your lifetime.

Plus loans are a government backed scam to fuck over poor kids who can’t front the cash for what the federal aid program covers. My base grants were only ~40k over 4 years and my federal unsubsidized and subsidized loans only were ~24k over 4 years.

Meanwhile the prestigious university I was accepted to charged 24k per semester. So I had 64k of aid and low interest loans to pay a tuition of 192k. After my work study added an additional 20k/yr I was still short 48k and poof there the plus loans were to “help” me.

This is exactly how ebpf was implemented for the Linux kernel. You can build watchdog processes that can see what’s happening in the kernel and build kernel interrupts but it’s actually all executed in user space and not rewriting the kernel itself. Since it’s a proper api, it also means it’s incredibly hard to fundamentally break the system, unlike when you’re just blowing away kernel code with your own shit like all these security products do.

Also thanks to ebpf it’s now very easy to implement EDR without a full blown rootkit in Linux and anyone on the bleeding edge is moving away from this kind of solution

You usually run into issues if you are trying to use off the shelf tools and git providers. IMO GitHub and GitHub actions sucks hard for monorepo. The fact that all actions have to be stored in a single directory for example almost certainly is unmanageable rats nest waiting to happen at any sufficiently large business with a sufficiently complex product or set of products.

This is why companies like google run their own forms of git with custom wrappers to let you do things like pull a segment of the terabyte sized repo or run partial builds with tooling that basically runs some kind of graph against the changes. Bazel for example had to be invented to help solve that problem at Google and pants similarly for twitter (who also has a monorepo)

If you are willing to invest in using tools like bazel and own building all these complex wrappers then it can be fine. But if you want to off the shelf gitlab or GitHub actions and use your IDEs built in git tooling it’s not going to be for you. That’s the difference between what’s possible or a good idea at a medium shop vs a company with 40k engineers

In my experience at a company that just moved away from monorepo, half the off the shelf vendors and foss tools out there balk at you if you expect monorepo support. We moved away specifically because at our current company size it is more tolerable to have our different products separate and eat the occasional pain of mass pattern adjustments across the repos than to build out a team to manage the custom tooling required for a gig plus sized monorepo

Plus, even google doesn’t have a true monorepo. Chrome and Android are not in the same repo as search for example. Find your seams and manage them appropriately

If the function is known by all parties then the last person to send still has control

The unfortunate reality is that these communities are big enough now that advertisers are aware of them. They are full of sock puppets and have become guerrilla advertising platforms and you have to really read through them more carefully than in the past